Aspire to provide the best for your medical practice
You worked hard to become a physician and continue to work hard every day to have a successful practice and provide the best for your patients. The A.D. Richard Insurance Agency is here to help protect what you’ve worked so hard to achieve.
Attain the best coverage, service and value
- Better Coverage - 33%-100% higher annual aggregate limits at no additional cost
- Best Coverage Choices - including occurrence, claims-made, and claims-made with pre-paid tail
- Free On-Site Risk Management Assessment - $2,500 value for all newly insured practices
- Physician-Focused Service - founded by doctors and guided by physician board members who understand your needs
- Lower rates - rates reduced two out of last three years
- Discounts for the Best Physicians - the best medical practices qualify for schedule rating credits and claims-free discounts
Assure that your medical practice is protected
When it comes to defending you against a medical malpractice lawsuit, American Physicians’ experience, financial strength and dedication to justice are second to none. You can rest assured that your professional reputation and the successful medical practice you’ve worked so hard to build are protected.
Types of Medical Liability Insurance Coverage Available
- Claims-made policy
- Claims-made policy with prior acts coverage
- TailGard policy (claims-made policy with a pre-funded tail coverage)
- Occurrence policy
We can provide coverage for:
- Individual Physicians
- Large Groups
- Multi-specialty Groups
- Surgery Centers
- Nursing Homes
- Emergency Room
- Urgent Care Centers
- Laboratory Exposure
- Diagnostic Centers