Welcome to A.D. Richard Insurance Agency
 
  
We are an insurance agency that specializes in medical professional liability insurance for physicians. We are dedicated to helping medical practices in Michigan secure the most comprehensive and cost-effective coverage available. 
 
The Doctors Company  
 

Founded by doctors for doctors in 1976, The Doctors Company is relentlessly committed to advancing, protecting, and rewarding the practice of good medicine. The Doctors Company is physician-owned, with 55,000 member physicians, making them the largest national insurer of physician and surgeon medical liability. The Doctors Company has over $3 billion in assets, an A rating by Fitch Ratings, and an A- rating by A.M. Best Company.

Following are a few of the reasons you should chose us:

Tribute Plan—The Doctors Company rewards loyal members by providing a single lump-sum cash payment of your Tribute Plan award balance when you retire at age 55 years or older after having been continuously insured with TDC for at least 5 years. Since 2007, the Tribute Plan has awarded over $2 million to retiring physicians. 

MediGuardMediGuard coverage is included in the The Doctors Company's medical professional liability policy. This complimentary coverage provides our members with legal representation for administrative actions brought by Medicare/Medicaid, medical licensing boards, credentialing reviews and actions, professional review organizations, federal agencies regarding HIPAA privacy and EMTALA, and the DEA. 

CyberGuardThis coverage is included in our medical professional liability policy and insures physicians against claims arising from the theft, loss or accidental transmission of electronic patient information, as well as regulatory fines and penalties, and the cost of data recovery.

Large Groups—The Doctors Company is the nation's leader in offering coverage—and peace of mind—to even the largest multispecialty groups of doctors. TDC has finely calibrated risk profiles and variety of flexible insurance products ensure that your group's unique risks are covered responsibly.

 

 

Click Here To Get Your Quote 

 

 

Our Goal Is Excellence
 “A.D. Richard Insurance saved my solo physician over $7,000 when we changed our insurance. The process was very easy; they even completed the application for us. The doctor was insured through the hospital program but after consulting with A.D. Richard Insurance we learned we could do better with our own insurance program.”
 
Linda
Practice Manager OB GYN Physician
  
 “After consulting with A.D. Richard Insurance we switched our insurance program for our 11 surgeons and saved significant money in the process. They offered a lower premium and better policy than the hospital program. The process was very easy and we loved the additional services that have to offer including the risk management program.”
 
Nancy
Practice Administrator for surgical group based in southeastern Michigan  
Contact Us

Call to setup your appointment. 

 

877.808.9947